Monthly Archive: May 2011

May 27

The perfect home (with some improvements!)

Has this ever happened to you? You are house hunting. You have already determined your price range. Now you find a home you love, at the upper limit of your range, but it needs a new roof! You can swing the purchase financially, but you will have no cash left for the new roof. Enter …

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May 27

Little “White Lies” about Pre-payment Options

Your banker and your smart brother-in-law have told you, “make bi-weekly payments and save thousands in mortgage interest!” So, weekly payments should save even more? How about daily payments? Are the banks not allowing daily payments because they would never make money on a mortgage? The moral of the following story: it is not how …

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May 27

Mortgage Free Sooner – Common Sense Ways to Trim Years Off Your Mortgage

Shop around! Bank employees are paid to protect the bank, and getting the right mortgage from them usually involves playing games. Why waste your time? Getting a good interest rate is crucial, but don’t forget, flexibility and options are also important. Talk to a mortgage professional who can give you impartial advice and is not …

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May 27

Letting Your Savings Work for You

Let’s face it. You’ve worked hard and saved when and where you could. To most Canadians, this is a part of everyday life. Well now finally, let some of the money you have worked for do some work for you. In 1992, the Canadian Customs and Revenue Agency (CCRA) introduced the Home Buyers’ Plan (HBP). …

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May 27

Grow Ops: What’s Up in Smoke?

Few communities in Canada have escaped having a Grow Op found in their midst. Once busted, the cost to clean up the consequences of having a Grow Op in the home varies from community to community, depending on how active local authorities have become against drug trade. The cost of Reclamation is growing! The Canadian …

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