Privacy Policy

Last modified: Feburary 27, 2012

Information we receive/collect:

To better understand your financial needs and make you aware of new services that could help you reach your goals, wecollect personal information from a variety of sources. Some personal information we collect include:

  • data about you, such as your name, address and contact telephone numbers;
  • unique identifiers such as your social insurance number, which we use to fulfill regulatory and other governmental obligations and to distinguish you from other clients with similar names;
  • data to help us serve you better, such as your income, employment, age, net worth, investment objectives, and banking information (which we need to know in order to complete transactions with you and on your behalf as you may request).
  • Information about your application and experience with The Ultimate Mortgage Partners or our affiliates. This information may include your account balance, account activity, and usage of various services.
  • Information we receive from a consumer reporting agency or other source, which may include account information and/or information about your creditworthiness.
How we use the information we receive/collect:
  • we use unique identifiers such as your social insurance number, which we use to fulfill regulatory and other governmental obligations and to distinguish you from other clients with similar names;
  • data to help us serve you better, such as your income, employment, age, net worth, investment objectives, and banking information (which we need to know in order to complete transactions with you and on your behalf as you may request).
  • your account balance, account activity, and usage of various services. We collect this information inorder to provide the services you have requested, and to help us determine how we or other non-affiliated companies may be of additional service to you.
  • information we receive from a consumer reporting agency or other source, which may include account information and/or information about your credit worthiness. We use this information to help us determine the terms of credit that would beappropriate to offer you.

Information sharing:

We share consumer information with our partners such as lenders, insurers, credit bureau agencies and a life insurance comany, etc. The Ultimate Mortgage Partners will not use or disclose personal information for purposes other than those for which it was collected, except with the consent of the individual or as required or permitted by law. The Ultimate Mortgage Partners reserves the right to amend this Customer and Privacy Agreement at any time without notice.

Guidelines for information disclosure:

All users enter into this agreement when they submit their information on this website.

Definitions: “I” means all applicants for credit signed below; “you” means The Ultimate Mortgage Partners, and assigns.

You may collect credit and other financially-related information about me from me, from service arrangements I have made with or through you, from credit bureaus and other financial institutions, and from references I have provided to you.

You may use this information as follows:

  • You* may give it to credit bureau agencies, financial institutions, insurers, private investors, a life insurance company and, with my consent, to other parties** (see below ),
  • You* may use it to determine my financial situation,
  • You* may use it for any purpose related to the provision to me of services I request from you*. You* may also give it to anyone who works with or for you**, but only as needed for the provision of those services.
  • You* may use my social insurance number as an aid to identify me with credit bureau agencies and other financial institutions for credit history file matching purposes.
  • You* may use my information to promote your services to me. You* may also add it to client lists you* prepare and use for this purpose. Files are kept a minimum of three (3) years from the date of mortgage advance as per the Real Estate Act Section 25, Sub-Section 9 requirements.
  • This confers Privacy Act authorization to my employer that they may release written and verbal verification of my employment status and earnings.
  • You* may assign these agreements for the benefit of creditors and insurers used for this transaction.