So you are looking for a mortgage broker in Calgary? Dave Alberda from Ultimate Mortgage Partners elaborates. Certainly not all mortgage brokers are alike and what sets me apart a little bit is that I do have 20 years of experience in financial services, I decided to specialize in mortgages …
Zero Down Payment Mortgage or No Down Payment Mortgage in Calgary Is there such a thing as zero down payment when you buy a house? Here is Dave’s answer: A little history It’s actually a great question, and it was actually very, very common back in 2007. They were doing …
First time home buyers fret over getting a mortgage loan. The loan mortgage process is full of jargon, and a first time home buyer may find it overwhelming to process all the information on procedures. Finding a competent Calgary mortgage broker is somewhat like picking out a needle in the …
Using Your RRSPs To Buy Your First Home You might or might not know that you can use your RRSP savings to buy your first home in Calgary or anywhere else in Canada. We start buying RRSPs to save on taxes and to save for our retirement. But most of …
We all have debt, some of it is good debt and some is not so good debt. Either way debt can sometime stop us from doing what we really want or need to do and the debt bad or good will always need to be paid back. Paying off debt …
OK over the past month of posting I have been putting a fairy positive spin on where I think the market is heading, and that specifically in Calgary I believe there will be a very modest increase in home prices. While discussing this with clients, friends, and family I have …
Sifting through the usual bombardment of information this morning I came across this article and it really struck me that generally people do not know what they have gotten themselves into when they opt for a secured line using their home as collateral. While the statistics in this article are quite …
So I had a very interesting conversation this morning with my colleagues. As the conversation usually goes, there was a lot of talk about the economy, politics, interest rates, and the usual stuff where we try and figure out where this crazy world and our industry is heading. The conversation …
Shop around! Bank employees are paid to protect the bank, and getting the right mortgage from them usually involves playing games. Why waste your time? Getting a good interest rate is crucial, but don’t forget, flexibility and options are also important. Talk to a mortgage professional who can give you …